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NYT > Your Money
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Meet the Millionaire Masters of Early Decision at Colleges
The enrollment chiefs at Tulane and the University of Chicago attracted many early applicants. Now both of them earn a lot of money.
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Gen X-ers Have Money to Spend. Why Are Retailers Ignoring Them?
Three in four Americans ages 45 to 60 say they expect to overspend for the holidays. They’re “sort of like the glue within the consumer spectrum.”
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U.S. Black Friday Sales Defy Tariffs and Economic Woes
Data on spending this week shows that consumers are shopping big for the holidays despite inflation and economic worries.
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A Surprise When Your Package Arrives: You Have to Pay the Tariff
The end of a tariff exemption on goods worth $800 or less has left some U.S. shoppers with an extra shipping bill that must be paid before delivery.
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Savings Accounts for Disabled People Are Expanding. Do You Qualify?
Starting next year, people who became disabled by age 46 will be eligible to open ABLE accounts. The accounts have been slow to catch on, partly because the current age limit is 26.
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The Markets Are Temperamental. Understand Your Risks.
Shifting expectations of a Fed rate cut reflect underlying uncertainty about politics and the economy. Here are some essentials for managing risk in investing.
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What to Know About Trump Accounts for Children and Eligibility After Dell Donation
Next year, Michael and Susan Dell plan to move $250 into the new Trump accounts of millions of children under 10. You’ll need to live in the right ZIP code.
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Black Friday Deals Can Put People in Debt. Here’s How to Manage It.
The convenience of one-click purchases and “buy now, pay later” loans is making it easier for people to shop — and shop and shop — during the holidays.
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Buying a House Is Expensive. But There Are Some Ways to Rein In Costs.
The Trump administration has proposed 50-year and “portable” mortgages to make home buying more affordable. But housing experts offer other suggestions.
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Black Friday Travel Deals on Hotels, Resorts and Cruises
For the thrifty and flexible, this year’s crop of seasonal deals is value-packed.
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A Family Fell for a Rent-A-Bank Scheme. Now They Are Facing Foreclosure.
Predatory lenders often take part in schemes that enable them to circumvent state lending laws and charge borrowers sky-high interest rates.
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How to Deal With Higher Home Heating Bills
There is still time to take advantage of federal tax credits for energy updates. But federal heating aid for low-income people was delayed by the government shutdown.
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Palantir, the Market’s Most Valuable Military Contractor, Doesn’t Make Bombs or Guns
Palantir is a software company, and its national security work has driven its stock price to remarkable heights.
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With Mortgage Rates Declining, Should You Refinance?
More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider.
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New Rules Aim to Broaden Appeal of H.S.A.s
Health savings accounts have lower premiums but higher deductibles. Now, more Obamacare plans can offer the accounts.
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The Astonishing Bull Market Will End One Day. Are You Ready?
Big stock gains have always been followed by big losses. Here are tips on how to prepare.
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I.R.S. Suspends Free Online Offering to File Taxes Directly
The new program, Direct File, helped low- and moderate-income taxpayers file their returns more easily, and had been expanding.
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A Beloved Vintage Store Closed. A Customer Bought All 4,500 Items.
Everything in the shop appeared to have been abandoned. A devoted customer took it all home and started selling the items herself.
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How Helpful is Niche’s College Cost Comparison Tool?
Niche is the latest company to help families predict what they might pay. If only colleges would do more.
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Trump Administration Seeks to Return Medical Debt to Credit Reports
A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state restrictions.
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